Don't forget to factor in closing costs when considering a home sale or purchase. Realty Executives So. Oregon is experienced at assisting both buyers and sellers when it comes to closings. E-mail or call us today at (541) 494-3932 if your needs include a real estate pro ready for the business side of buying and selling.

What closing costs should you expect?

There are certain expected expenses related to closing the sale of a house. These costs are usually divided between the buyer and seller, as dictated in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Oregon to help lead you through the deal.

Loan-related closing costs    (Details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, these taxes are usually paid    (Details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your sale, not only will we work to get the optimal sales price, but we'll also campaign for limited closing costs. And once we've come to an agreement, we'll walk you through the closing costs so you know exactly where your money is going.

Buyers: If you're purchasing a house in Grants Pass, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a suitable range so you're not startled when you reach the closing table. We'll be glad to look through the GFE with you, answering your questions and highlighting any estimates of concern.

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